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Comte Inc Management &
Financial Watchdog |
Comte develops a comprehensive
and careful strategy for financial institutions based upon volume and risk in current portfolios. Defined programs specifically
designed to build a seamless third party entity for the institution to engage in the redefinition and asset build up of poor
performing loans. Analysis determines realistic requirements needed to obtain the budgetary funding for providing resources
in crucial areas during the life cycle process. This
develops a supportable asset management strategy that prioritizes current and anticipated maintenance and repair requirements,
in order to maximize long-term institutional returns on investment and minimize the cost of irreversible loss of asset value.
Risk
Management – Identification of banking distressed assets, quantify, manage and avoidance of furtherproperty portfolio value
deterioration. Asset Conversion - negotiating third party equity fund/private sector funding to convert failing commercial
loans into healthy residential portfolios. Elimination of bad debts from banks books by transferring to credible portfolios. Asset Valuation and Marketing
Analysis: Asset Planning (property
expected life-cycle management program in accordance with planned asset expectations and budgeting thereof to exiting strategy).
Creating "Value-Added Concepts" for commercial property. Asset value and best use strategies: Asset Recovery – Positive management disposition or disposal of distressed property
assets. Including Broker Price Opinion (BPO) and appraisals. Reconciled market value (anticipated sales
price over life-cycle strategy)
Regeneration – “Intensive Care” programs
for solvent business occupying commercial property. Management of relationships between client (occupier), bank and receiver
to secure the value of the asset, where possible keeping business intact in that unit. Support of ailing business moving into
insolvency by using an administrative shield. Programs having the ability to reduce depreciation on a property by property
basis. Researching development potential,
disposal of individual residential and commercial properties. Note: Disposition includes preparation for reuse and/or
change of use in commercial properties and meeting life-cycle (asset) maturity expectations. Brokerage and negotiation. Property Cost Benefit Repair and Improvement Analysis: Management of property including
any recapitalization requirements during property life cycle. Management of maintenance and repair activities necessary
to keep the property in working order and readiness for sale or transfer. This includes a firm preventative action
policy procedure to maintain budgets in line with value of property and asset expectations.
Comte actively manages and maximizes the performance of
the real estate assets held directly by financial institutions. Comte acts as the institutional asset director responsible
for the day-to-day operations of the property. Comte is responsible for overall performance of the institution’s portfolio.
Strategy created according to expected life cycle of individual or group
properties. Defined
roles and responsibilities of individuals and reporting accountability. Co-ordinate and integrate ex-contractual parties with monitoring and management
due-diligence. Tenant
liaison and developing ongoing opportunities to sell and/or rent whilst in bank’s possession. Adherence to tenant/landlord
applicable laws. Obtaining
property information as appropriate and making recommendations to client leading to timely decisions in stabilizing asset
value. Computerized
tracking reports allow our clients to evaluate and maintain control of their properties throughout the entire life-cycle process.
- Exception Reporting, Daily and Monthly Management Report, Portfolio
Overview and Analysis
The "Comte Life-Cycle" Program |
Subsequent to an acquisition or transfer
of a property, an asset life cycle set of benchmarks are created focusing
on the strategic and tactical issues of the property. The program includes: - A thorough evaluation of the property's
forecasted
financial performance - Implementing risk management
strategies
Maximizing of the net operating
income and investment value of each asset in the institutional portfolio An operating and capital budget Providing
“intensive care” strategies to allow business occupiers the ability to continue operations while in default, foreclosure
or near insolvency. Resulting in depreciation stability and perceived value performance. An analysis of the tenant mix of the property Evaluating capital improvement projects as well as making strategic decisions impacting the assets including decisions
to hold or sell a property or to change a property’s emphasis or focus at the end of the planned life cycle period.
Adhering to industry accepted “best practices”
designed to protect client assets and increase investment value.
Simply contact us with your requirements for your own unique property asset management requirements, specifically tailored to your needs. We
look forward to helping you.
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